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There is a commercial on television where a woman and man are sitting in a reception area, the woman turns to her husband and says, “I just want to stop paying checking fees” and a woman at the reception desk says, “If you want to stop paying checking fees, then stop paying Checking fees.” [...]  Are cell phone warranties worth it? Based on my personal experience, I don’t think so. This is a customer service post, a little experiential story about my opinion on cell phone warranties… I purchased a cell phone at Future Shop in 2010. This was already an expensive purchase because the previous cell [...] ”Excellence is an art won by training and habituation. We do not act rightly because we have virtue or excellence, but we rather have those because we have acted rightly. We are what we repeatedly do. Excellence, then, is not an act but a habit.” –Aristotle
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